Buying House In City Has Many Benefits

By / July 14, 2014
buying house

An office boy whose parents had bought a small room in the slum, two decades back, now introduces himself as a proud owner of a property in the city.  His boss, who came from a well to do family in a village, never thought it necessary to buying house in the city– buying house in the city was at the bottom of his priority list.  Until a decade back a person gained respect for his compelling profile; for his hefty package and his team leadership. Read about the housemaids in Cities in this post.

Now the story is different. The first question to an new apointee is whether he/she lives in ‘own house’ or in ‘rented house’. If the person forgot buying house in the City then that person is in the list of the have-nots. No matter how much rent one pays or how palatial the residence, as long as the person has not “invested in a house” and “secured the future” that person is a failure. On the other hand if the person was wise enough for buying house somewhere in the city then they belong to the land-owning well settled class. This year’s budget is kind of a redeemer for home loan borrowers. It’s a bonanza for those who thought about buying house at a later period in their life. And now Lo and Behold! The property price has sky rocketed may be 100 times more!………..Not exaggerating! It is the truth! In one residential area some people bought plots for Rs 2 lakh, forty years back. They built single storeyed houses for Rs 5 lakh, and gradually increased the number of floors to 3. As of now the cost of each floor is more than Rs 1 crore. So the aggregate price of the property has increased 100-200%.

Apart from the mathematics, property price rise has brought about changes in the social status of an individual. If you belong to the property owning class (through inheritance or by well-planned investment in property done a decade back) then you are lucky to be part of the class of the haves. If you forgot to catch the investment train, until now, the budget has brought some hope for the have-nots to enter the class of the haves. Given below is some of the reasons why buying house improves lifestyle in many ways:

A Basic Necessity is taken care
By buying house one of the three basic necessities of life, makan (shelter), is taken care.  Now one has to worry only about roti (food) and kapada (clothe).

You get a good alliance

Nowadays one of the basic requirements to get married is to have a house of one’s own. Parent’s of girls like to get their daughters married to a boy who is the only son of his parents. The girls traditionally do not inherit the house in India. Parent’s of boys search for a girl who has only sisters as siblings which means the girl will surely inherit a share of the property. In olden days if ABC of marriage meant Age, beauty and Character; now it means Apartment, Beauty and Character. There are incidences where boys get good alliance only because they own a house. High package salary, with no house, means he will end up paying the rent, but by buying house then all the earned money can be “invested for the future”.

buying house
“who is traumatized more – the house owner or the tenant!”

You don’t need to be at the mercy of the house owner

A dilemma, as quizzical to solve as the ‘which came first…’ question, is to find answer for the question “who is traumatized more – the house owner or the tenant!” A troublesome tenant, who does not pay the rent or does not vacate the house when requested, is every house owner’s nightmare. And a house owner, who does not supply water and electricity properly and rules over the tenant like a hostel matron, is every tenants nightmare. Finding the right tenant and the right kind of house is more difficult than fixing a marriage alliance. And adjusting with landowner and neighbours is more difficult than adjusting in a joint family with the in-laws.

It’s an investment

By buying house you get a roof over your head; and you make an investment for the future. At least you can rest assured that you have a place to live without depending on others. As the property owning elderly population proudly testify “as long as you own a property you will have your kids respond to your beck and call”.
A can be social change

A common situation in families nowadays is that the son and family stay with parents. Fearing that daughters will demand a share in the father’s property the girls are kept away from frequent visits to their parent’s home. A kind of cold war prevails in the family and in some cases the daughters fight for a share in parent’s property.  A home is measured in terms of money and so home fails to remain a home anymore. If more people are buying house in cities then families will no longer be torn in the name of property.

Ancy Abraham

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